Some of my regular readers know that I live on really what is very little in Canada’s largest urban center. This is what has forced me to be cheaper later maybe I can then be Cheap and after that maybe I can graduate to frugal. This week here in Toronto a study came out about poverty in Canada and more specifically here in To and the number of children. Did you know that 1 in 8 children live in hoseholds that are well below the poverty line, and that gap is growing rapidly here in the city..
I am going to give you some facts:
A single mom who is forced onto welfare( and many are because of unfair IE rules here in Canada) who has one child receives $874.00
She will then receive $ 266.00 for Child tax on the 20th
If she is volunteering she will receive another $100 for a bus pass.
So a mom with one child lives off of $1240 at the most…this is the amount that I receive.
How does that get spent here in the big city?
Here is my budget:
Rent $700 ( for a small basement 1 bedroom that is actually an illegal apt)
Phone and Internet ( the net is my only luxury but it is also a tool for job hunting and school work for Roo) $74.10
Food-$200 ( tomorrow I will write about how I make $200 stretch)
Personal Grooming and Cleaning Supplies -$15
After School Program for Roo-$10
School Expenses(field trips, pizza lunch, scholastic etc) -$20
which leaves me with just over $100 for anything else that may come up like the dentist which is not covered properly here in To for poor adults.
In 10 years Roo has never been on a vacation – she doesn’t know what they are. She has never spent a holiday with my family who live in Nova Scotia. These are the realities. Does this bug me? No it is my reality for now..
I am job hunting and luckily I have been given the tools that most months I can squeak by. I will admit with things like Christmas and 2 birthdays around the corner I do worry. I have never wanted Roo to know how poor we are so I don’t talk money with her. I try and teach her that some times mom can say yes to a request and some times the answer is a no. I am trying to teach contentment with what we have.
With that said and done I am really trying hard to live with less. I do this most months by shopping well and entering lots of contests which have given Roo and I some fun times in the city, however we would love that trip to Whistler to play in the snow, or one of the computers , which are only a couple of the contests I am entering all the time right now.
So any ideas for living on less but living well?