We are in the day and age where companies in an attempt to keep customers coming in the door have taken to point cards and cash back type offers.
I use these to benefit me! I collect airmiles and if you don’t I highly recommend them especially when you can use the Fresh or free guarantee and shop at Dominion . Collecting airmiles you can shop at many stores and you have one redemption place. I love there bonus offers and it makes collecting a snap.
I also shop at Zellers and the Bay so I do have their Club Z card. For me because of pricing it hardly gets used unless they have a really good sale on.
The one I do use the most is my Shoppers Optimum. I love the fact that you can go to the ATM machine and get bonus coupons right in the store! I often shop the loss leaders here. Today they had a bonus redemption day and I walked out of the store with $114 in goods and paid $14. I was able to get Roo a few Christmas gifts for the cost of the taxes.
At Canadian Tire you can collect Canadian Tire money. I have done this but my collection always goes to Roo at school where it is collected for a local charity.
If you are careful in how you collect and redeem your points you really can make out well. I know I have and I am loving redemption days! Usually it makes it so everything I buy at Shoppers I get for about 40% (by the time I figure in redemptions, and the like) off by combining points and coupons-that is why so much of my shopping is done there now.