Part 2 of Living on Less: The Food Budget

Often we have to stretch when we choose to live on less. For me the area I find me stretching in the most is my food budget. Gone are the days of ordering in or take out so how do I stretch my money in a city where food prices are well lets put it this way: in the US I fed a family of 5 on the same amount.So what are my strategies:

1. Shop flyers for the loss leaders. These here in Canada seem to cycle about every 8-12 weeks. So that means I know I can get 24 rolls of toilet paper for $3.99 after my dollar off coupon every 8 to 12 weeks so I get it when it is at that price.

2. Collect and share coupons. I use both Save.ca and Frugal Shopper for coupons and if you are really a good collector you can trade or even get on a coupon train.

3. Menu Plan: I like to plan on Monday mornings for my week, using what I have in the house..things bought from flyer’s or my staple list.So how does $200 get spent:

1 have 4 basic areas

• Meat and eggs: here I spend no more then $50 a month and it stretches for about 20 meals, and includes deli meat for lunches
• Fruit+Veggies: here I spend about $40 for a mix of fresh and frozen( I usually buy seasonal and on sale).
• The Basics: or as some would call them dry goods..here I spend about $60
• Leaving $30 for the fillers: cookies, chips, baking supplies etc.

With $20 left over for milk!

So that is how I live on less in the grocery store.

Today I am thankful that up here the school week is over and I get some Roo time in yeah!

Living on Less

Some of my regular readers know that I live on really what is very little in Canada’s largest urban center. This is what has forced me to be cheaper later maybe I can then be Cheap and after that maybe I can graduate to frugal. This week here in Toronto a study came out about poverty in Canada and more specifically here in To and the number of children. Did you know that 1 in 8 children live in hoseholds that are well below the poverty line, and that gap is growing rapidly here in the city..

I am going to give you some facts:

A single mom who is forced onto welfare( and many are because of unfair IE rules here in Canada) who has one child receives $874.00

She will then receive $ 266.00 for Child tax on the 20th

If she is volunteering she will receive another $100 for a bus pass.

So a mom with one child lives off of $1240 at the most…this is the amount that I receive.

How does that get spent here in the big city?

Here is my budget:

Rent $700 ( for a small basement 1 bedroom that is actually an illegal apt)

Phone and Internet ( the net is my only luxury but it is also a tool for job hunting and school work for Roo) $74.10

Food-$200 ( tomorrow I will write about how I make $200 stretch)

Busfare- $75

Laundry-$40

Personal Grooming and Cleaning Supplies -$15

After School Program for Roo-$10

School Expenses(field trips, pizza lunch, scholastic etc) -$20

 Clothing $25

which leaves me with just over $100 for anything else that may come up like the dentist which is not covered properly here in To for poor adults.

In 10 years Roo has never been on a vacation – she doesn’t know what they are. She has never spent a holiday with my family who live in Nova Scotia. These are the realities. Does this bug me? No it is my reality for now..

I am job hunting and luckily I have been given the tools that most months I can squeak by. I will admit with things like Christmas and 2 birthdays around the corner I do worry. I have never wanted Roo to know how poor we are so I don’t talk money with her. I try and teach her that some times mom can say yes to a request and some times the answer is a no. I am trying to teach contentment with what we have.

With that said and done I am really trying hard to live with less. I do this most months by shopping well and entering lots of contests which have given Roo and I some fun times in the city, however we would love that trip to Whistler to play in the snow, or one of the computers , which are only a couple of the contests I am entering all the time right now.

So any ideas for living on less but living well?

Save Money on Your Holiday Grocery Shops

Okay did anyone else notice that right after Halloween, not only the malls pulled out their Christmas finery but so did the grocery store!

Since when is the local grocery store the place to buy presents?

Here are some suggestions to save money in this season that seems to grab for your wallet…

 1. Plan your Dec meals NOW! Menu planning and then shopping with a grocery list of needed items only has helped me so very much. It hinders that impulse buy of that box of chocolate that is so conveniently located at the end of an aisle.

2. Bake and freeze now for your holidays needs it will stop you from the mad dash to pick up something to take or have on hand when guests stop by and we all know this is the month for visiting right..

3. Continue your flyer shopping for those loss leaders( hopefully this is something we all do), but only buy what you normally would and can and will use.

4. Shop during the week and day if you can, if you cant shop early in the am after a good breakfast. This stops the tiredness of the holiday line ups.

5. Only shop once or twice for your Dec groceries..I for some reason find December a hard month on my grocery budget so this helps me keep things in check.

6. If you can shop without kids…

7. Use what you have on hand: empty out that freezer because we all know that January brings better food prices right..

8. If you live in an urban area like I do here in Toronto I love to use certain food/treat warehouses. This too helps me to save. First I always hit the Peek Freans warehouse outlet on OConner, and did you know there is a Lindt/Lindor one now on Markham Road as well. Both of these will keep my chocolate spending in check!

With all this said and done hopefully we can keep some of our loonies and toonies in our wallets where they belong! Consider this my Christmas tip of the day!

Today I am thankful for a sister who I love to call my friend who is turning the big 40 this week!

Menu Monday–

We are having company in this week- got to practice hospitality right! So what are we having this week:

Monday- Slow Cooker Lasgna ( I use just regular Lasgna Noodles for this–and it is yummy!) and a salad

Tuesday-chicken nuggets, french fries and corn

Wednesday- Breakfast for Dinner- Eggs, Toast and Bacon, sliced tomato

Thursday- Turkey Tacos ( a good cheap meal)

Friday- leftovers

Saturday-Chicken/Broccoli Bake( makes enough for two days) and it comes from a Campbell’s Label

Recipe: 

Cubed chicken breasts ( we use pieces)
1 1/3 cup of water
1 can 98% fat free cream of chicken
3/4 uncooked rice
1/2 tsp onion powder
1/4 tsp ground black pepper
2 cups frozen broccoli florets (we use fresh broccoli sometimes, both are great)
1 cup low fat cheddar cheese

Mix water & soup . .add pepper & onion powder
Mix in rice, broccoli, and chicken.

Pour mixture into baking dish. Cover and bake at 375 for 45 minutes.

Add cheese after you remove from the oven.

This recipe is great because you can really play around with the ingredients.
Campells has tons of recipes that you can easily modify to fit a healthy diet. We love Campbells here in this house!

Sunday-leftover bake!

 Christmas Tip Number# 14–Okay folks we have less then a month to go, if your decorations arent out, and up this is the week to get going on that! Mine are up and we can feel the Christmas spirit here at home!

Today I am so very thankful for a returned wallet! I lost my wallet on the street yesterday and late last night a kind stranger returned it! Can you say honesty in Toronto is alive and real! Thank you Ali!

Now if you want to you can find more meny planning over at the one and only organizing junkies blog

About The Golden Compass Debate

Okay first we all know the movie The Golden Compass is about to be released this holiday season. The movie is based on the first book in a series of fantasy novels. Up here in Ontario, 2 of the Catholic boards have removed the books from the shelves saying they are anti God. They say this because the author doesn’t believe in God. They removed the book after one rate payer( that means 1 tax payer complained). They even went so far as to say because the Scholastic forms for December which have the book as one that could be ordered by students and their parents they would not be handing the December forms out. When I first heard of this I got angry for several reasons but it really does come down to freedom to choose. It seems from what I have heard much of the religious right want the book banned.

I personally don’t think a movie could reduce my faith in God, either could a book, my faith is based on my belief in God not based in the world of utter fantasy. The book is just that a fantasy novel. It has won many awards and is worth the read according to this parent. By the way if you want to pick up the book on the cheap see the Scholastic order form.

Would I allow Roo to read it? Yes! Just as I let her read Harry Potter, and the Narnia series….they are well written books and don’t we as parents want to our children to be well rounded.Yes the imagery points to a struggle of the good verses the evil. Is the Catholic church that anal? To take away and say don’t read this, and oh by the way you can’t even have an order form where the book is listed because we don’t want it in your homes either,  what do they think it is going to do ? Rob kids of their faith? I think not. By banning a book that is well written we are robbing our children of a good read. We are raising smart children. Children that know what fantasy is, that know what faith is..Even at 9 Roo knows this and I trust that she will not lose her eternal soul for reading a really good fantasy book just because the author doesn’t believe. What happened to Canadian diversity and sharing with our children what is out there so they can tell right from wrong, so we can have dialogue. By taking the book off the shelves they stop dialogue and there is so much that we can learn from one another when we talk about what things ( including books mean and what they don’t). The Catholic boards have gotten it wrong this time and big time. This from a mom who loves God and wants Roo to know there is other ways to think too or how else we she ever come to a FAITH that is truly hers.

Today I am thankful for a faith that can question and be questioned and that is still real after it all. I believe in a loving God that gives us the choice to embrace him or not, and to even believe that he does not exist.